1. Who among the following has been appointed the National
Security Adviser by the UPA Government ?
(a) Brajesh Mishra
(b) J. N. Daxit
(c) Soli J. Sorabjee
(d) T. K. A. Nair
Ans: ( b ) J. N. Daxit
2. Who among the following is the new Chief Minister of
Karnataka ?
(a) S. M. Krishna
(b) Uma Bharti
(c) Dharam Singh
(d) Y. S. Rajasekhara Reddy
Ans: ( c ) Dharam Singh
3. Who among the following has won the Miss Universe 2004
crown ?
(a) Jennifer Hawkins
(b) Shandi Finnessey
(c) Alba Reyes
(d) None of these
Ans: ( a ) Jennifer Hawkins
4. A solemn ceremony to mark the 60th Anniversary of D-Day
landings of the Allies troops during the Second World War,
was held in
(a) Pearl Harbour
(b) Normandy
(c) New York
(d) Lisbon
Ans: ( b ) Normandy
5. Which of the following cricketers holds the world record
of maximum number of sixes in Tests ?
(a) Chris Carins (New Zealand)
(b) Viv Richards (West Indies)
(c) Sachin Tendulkar (India)
(d) Wasim Akram (Pakistan)
Ans: ( a ) Chris Carins (New Zealand)
6. Who among the following has been appointed the new Chief
Justice of India ?
(a) Justice Rajendra Babu
(b) Justice V. N. Khare
(c) Justice R. C. Lahoti
(d) None of these
Ans: ( c ) Justice R. C. Lahoti
7. Who among the following sports persons got the honour of
lighting the Olympic flame at the Major Dhyan Chand Stadium
in New Delhi recently ?
(a) Anjali Bhagwat
(b) Abhinav Bindra
(c) Viswanathan Anand
(d) K. M. Beenamol
Ans: ( a ) Anjali Bhagwat
8. Who among the following has been appointed new chairman
of the National Commission for Farmers ?
(a) Ajit Singh
(b) K. C. Pant
(c) Dr. M. S. Swaminathan
(d) Sharad Pawar
Ans: ( c ) Dr. M. S. Swaminathan
9. Which of the following planets crossed the face of the
sun (in transit) after 122 years recently ?
(a) Mars
(b) Venus
(c) Jupiter
(d) Saturn
Ans: ( b ) Venus
10. Which of the following countries was readmitted to the
Commonwealth recently ?
(a) Nepal
(b) Myanmar
(c) Pakistan
(d) None of these
Ans: ( c ) Pakistan
11. The world governing body of which of the following
sports celebrated its 100 years in existence recently ?
(a) Football
(b) Hockey
(c) Badminton
(d) Cricket
Ans: ( a ) Football
12. Who among the following won the men?s singles title of
the French Open 2004 ?
(a) Guillermo Coria
(b) Roger Federer
(c) Andy Roddick
(d) Gaston Gaudio
Ans: ( d ) Gaston Gaudio
13. Who is India?s first Woman Grand Master in Chess ?
(a) Aarthie Ramaswamy
(b) Koneru Humpy
(c) S. Meenakshi
(d) S. Vijayalakshmi
Ans: ( b ) Koneru Humpy
14. The age of a tree can be determined by
(a) Measuring its height
(b) Measuring its diameter
(c) Analyzing its sap
(d) Counting the annual growth rings of its stem
Ans: ( d ) Counting the annual growth rings of its stem
15. Which one of the following pairs is not correctly matched ?
Mountains Continents
(a) The Rocky : North America
(b) The Andes : South America
(c) The Alps : Europe
(d) The Ural : Africa
Ans: ( d ) The Ural : Africa
16. Which of the following pairs is correctly matched ?
(a) ?Purna Swaraj? Resolution : 1929
(b) Martyrdom of Sardar Bhagat Singh : 1931
(c) Formation of the Congress Socialist Party: 1939
(d) Simla Confeence : 1940
Ans: ( b ) Martyrdom of Sardar Bhagat Singh : 1931
17. The Lingaraja Temple built during the medieval period is at
(a) Bhubaneswar
(b) Khajuraho
(c) Madurai
(d) Mount Abu
Ans: ( a ) Bhubaneswar
18. Which one of the following is essentially a solo dance ?
(a) Kuchipudi
(b) Kathak
(c) Manipuri
(d) Mohiniattam
Ans: ( d ) Mohiniattam
19. The deepest oceanic trench ?Mariana? is located in
(a) Atlantic Ocean
(b) Arctic Ocean
(c) Pacific Ocean
(d) Indian Ocean
Ans: ( c ) Pacific Ocean
20. Although fog consists of fine drops of water, we cannot
see clearly through it because
(a) The light rays undergo total internal reflection in the
drops
(b) Fine drops of water in fog polarize the light
(c) The fine drops are opaque to the light
(d) The drops scatter most of the light
Ans: ( d ) The drops scatter most of the light
21. During the Mughal period, which one of the following
were the first to come to India as traders ?
(a) Portuguese
(b) Dutch
(c) Danish
(d) English
Ans: ( a ) Portuguese
22. Who among the following Delhi Sultans is known for
introducing market control mechanism ?
(a) Iltutmish
(b) Balban
(c) Alauddin Khalji
(d) Firoze Tughlaq
Ans: ( c ) Alauddin Khalji
23. Which one of the following mountain peaks of the
Himalayas is NOT in India ?
(a) Annapurna
(b) Nanda Devi
(c) Mt. Kamet
(d) Kanchenjunga
Ans: ( a ) Annapurna
24. A rift valley is formed mainly due to
(a) The forces of tension in the earth?s crust
(b) The subsidence of the floor of a river valley
(c) The valley formed after the formation of fold mountains
(d) The deepening of a valley by ice action
Ans: ( a ) The forces of tension in the earth?s crust
25. Who is the author of the book, ?The Man Who Divided India? ?
(a) Arun Shourie
(b) Dominique Lapierre
(c) Rafiq Zakaria
(d) Salman Rushdie
Ans: ( c ) Rafiq Zakaria
Thursday, November 18, 2010
General Knowledge
Banking Terms
1. What is a Repo Rate?
A: Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.
2. What is Reverse Repo Rate?
A: This is exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates.
3. What is CRR Rate?
A: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.3
4. What is SLR Rate?
A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its customers.
SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.
5. What is Bank Rate?
A: Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply.
6. What is Inflation?
A: Inflation is as an increase in the price of bunch of Goods and services that projects the Indian economy. An increase in inflation figures occurs when there is an increase in the average level of prices in Goods and services. Inflation happens when there are fewer Goods and more buyers; this will result in increase in the price of Goods, since there is more demand and less supply of the goods.
7. What is Deflation?
A: Deflation is the continuous decrease in prices of goods and services. Deflation occurs when the inflation rate becomes negative (below zero) and stays there for a longer period.
8. What is PLR?
A: The Prime Interest Rate is the interest rate charged by banks to their most creditworthy customers (usually the most prominent and stable business customers). The rate is almost always the same amongst major banks. Adjustments to the prime rate are made by banks at the same time; although, the prime rate does not adjust on any regular basis. The Prime Rate is usually adjusted at the same time and in correlation to the adjustments of the Fed Funds Rate. The rates reported below are based upon the prime rates on the first day of each respective month. Some banks use the name "Reference Rate" or "Base Lending Rate" to refer to their Prime Lending Rate.
9. What is Deposit Rate?
A: Interest Rates paid by a depository institution on the cash on deposit.
Policy Rates:
· Bank Rate: 6.00%
· Repo Rate: 5.25%
· Reverse Repo Rate: 3.75%
Reserve Ratios:
· CRR: 6.00%
· SLR: 25.0%
Lending/Deposit Rates:
· PLR: 11.00%-12.00%.
· Deposit Rate: 6.00%-7.50%.
. Savings Bank rate: 3.5%.
Note: Rates as on 14-05-10.
10. What is FII?
A: FII (Foreign Institutional Investor) used to denote an investor, mostly in the form of an institution. An institution established outside India, which proposes to invest in Indian market, in other words buying Indian stocks. FII's generally buy in large volumes which has an impact on the stock markets. Institutional Investors includes pension funds, mutual funds, Insurance Companies, Banks, etc.
11. What is FDI?
A: FDI (Foreign Direct Investment) occurs with the purchase of the “physical assets or a significant amount of ownership (stock) of a company in another country in order to gain a measure of management control” (Or) A foreign company having a stake in a Indian Company.
12. What is IPO?
A: IPO is Initial Public Offering. This is the first offering of shares to the general public from a company wishes to list on the stock exchanges.
13. What is Disinvestment?
A: The Selling of the government stake in public sector undertakings.
14. What is Fiscal Deficit?
A: It is the difference between the government’s total receipts (excluding borrowings) and total expenditure. Fiscal deficit in 2009-10 is proposed at 6.8% of GDP.
15. What is Revenue deficit?
A: It defines that, where the net amount received (by taxes & other forms) fails to meet the predicted net amount to be received by the government. Revenue deficit in 2009-10 is proposed at 4.8% of GDP.
16. What is GDP?
A: The Gross Domestic Product or GDP is a measure of all of the services and goods produced in a country over a specific period; classically a year. GDP during 2008-09 is 6.7%.
17. What is GNP?
A: Gross National Product is measured as GDP plus income of residents from investments made abroad minus income earned by foreigners in domestic market.
18. What is National Income?
A: National Income is the money value of all goods and services produced in a country during the year.
19. What is Per Capita Income?
A: The national income of a country, or region, divided by its population. Per capita income is often used to measure a country's standard of living.Per capita income during 2008-09 estimated by CSO: Rs.25, 494.
20. What is Vote on Account?
A: A vote-on account is basically a statement ,where the government presents an estimate of a sum required to meet the expenditure that it incurs during the first three to four months of an election financial year until a new government is in place, to keep the machinery running.
21. Difference between Vote on Account and Interim Budget?
A: Vote-on-account deals only with the expenditure side of the government's budget, an interim Budget is a complete set of accounts, including both expenditure and receipts.
22. What is SDR?
A: The SDR (Special Drawing Rights) is an artificial currency created by the IMF in 1969. SDRs are allocated to member countries and can be fully converted into international currencies so they serve as a supplement to the official foreign reserves of member countries. Its value is based on a basket of key international currencies (U.S. dollar, euro, yen and pound sterling).
23. What is SEZ?
A: SEZ means Special Economic Zone is the one of the part of government’s policies in India. A special Economic zone is a geographical region that economic laws which are more liberal than the usual economic laws in the country. The basic motto behind this is to increase foreign investment, development of infrastructure, job opportunities and increase the income level of the people.
Nobel Prize Winners 2010
Every year since 1901 the Nobel Prize has been awarded for achievements in physics, chemistry, physiology or medicine, literature and for peace. The Nobel Prize in Economics was first awarded in the year 1969. The Nobel Prize is an international award administered by the Nobel Foundation in Stockholm, Sweden. Each recipient, or laureate, is presented with a gold medal, a diploma, and a sum of money which depends on the Nobel Foundation's income that year.
List of 2010 Nobel Prize Winners:
· The Nobel Prize in Peace has been given to Liu Xiaobo "for his long and non-violent struggle for fundamental human rights in China".
· The Nobel Prize in Medicine has been given to Robert G. Edwards "for the development of in vitro fertilization".
· The Nobel Prize in Literature has been given to Mario Vargas Llosa "for his cartography of structures of power and his trenchant images of the individual's resistance, revolt, and defeat".
· The Nobel Prize in Physics has been given to Andre Geim and Konstantin Novoselov "for groundbreaking experiments regarding the two-dimensional material graphene".
· The Nobel Prize in Chemistry has been given to Richard F. Heck, Ei-ichi Negishi and Akira Suzuki "for palladium-catalyzed cross couplings in organic synthesis"
· The Nobel Prize in Economic Sciences has been given to Peter A. Diamond, Dale T. Mortensen and Christopher A. Pissarides "for their analysis of markets with search frictions".
Tollywood,Latest - 18th Nov
 |
| Raviteja & Shaam(Shyam) |
Kick combo Raviteja and Shaam (Shyam) are back again. They are teamed up for Raviteja's next movie titled Veera. This movie is directed by Ramesh Varma who earlier directed Oka Oorilo and Ride films. Ganesh Indukuri is producing this film on Tolly2Holly movies banner.
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